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    AO Finance – 0% Interest

    Enjoy 0% interest instalment plan on your purchase for a set length of time.

    If you can afford to pay a fixed monthly amount for your product, this is a great offer to help you save some cash while you’re using finance. It means you won’t have to worry about interest costs getting out of hand for up to 1 year depending on the promotion, so you can focus on paying back the cost of your appliance.

    • No deposit
    • Available on products costing £200 or more
    • No interest until the offer time is up
    • A fixed monthly cost to pay

    But, before you jump into it, here are a few frequently asked questions to help put your mind at ease.

    Representative example

    Representative 19.9% APR (variable). Interest rate: 19.94% per year (variable). Assumed credit limit: £1,200.

    Credit is provided by NewDay Ltd. AO Retail Limited acts as a credit broker for NewDay Ltd on an exclusive basis and is not a lender.

    What is 0% interest?

    What is 0% interest?
    Why can't I see the 0% interest option at checkout?
    Is there a minimum spend?

    Talk me through the costs that are involved

    How much do I need to pay each month?
    How do I pay off my balance?
    Are there any extra hidden costs?
    What happens if I can't afford the monthly payments?
    When is my first payment due?

    How do I manage my 0% finance offer?

    How can I make sure I keep my 0% interest offer?
    Do I need to update my direct debit after my instalment plan has been set up?

    Who can I talk to about my AO Finance?

    NewDay’s customer service line is 0333 220 2598. Opening times are 9am - 7pm Monday to Friday, 9am - 5pm Saturday and 10am - 4pm on Sunday. Please remember that calls will be charged at the standard national rate, and the cost may vary for mobile phone companies and operators. Calls may also be recorded or monitored for training and security purposes.

    Representative 19.9% APR(variable)